Apply for financing

First NameLast NamePhone NumberEmail AddressPreferred contact

Street AddressCityStateZip CodeHousing statusYears at addressMonthly housing payment

Income typeEmployer NameJob TitleEmployer Phone NumberTime on job - YearsMonthsMonthly income

Vehicle of interestDown payment amountI have a vehicle to trade

Date of BirthSocial Security NumberConfirm Social Security NumberDriver’s-license numberDriver’s-license state

Any additional questions or comments?Electronic Signature

I certify that all information in this credit application is true and complete and authorize verification of the information provided.I authorize Korea Auto Group and participating lenders or finance companies to obtain and use consumer credit reports and verify my identity, residence, employment, and income for vehicle financing.I authorize contact about this application by phone, text, or email. Message and data rates may apply; consent to marketing is not a condition of purchase.

Add a co-signer / co-applicant (optional)

This is a credit application. Approval, available terms, and final financing decisions are determined by participating lenders. Privacy policy

All credit welcomeBad, no, or first-time credit welcome
Multiple lendersMore ways to explore your options
Free ride to our storeUber / Lyft to our store once your loan is approved

Frequently asked questions about applying for car financing online in Joliet, IL

How do I apply for a car loan online at Korea Auto Group in Joliet, IL?

Fill out the application on this page, then type your full legal name to sign and submit it.

Can I get approved for financing with bad credit or no credit?

Good credit, rebuilding credit, limited history, or buying for the first time—our team can help you prepare and explore options from participating lenders. Financing is subject to lender review. Korea Auto Group does not promise an approval, rate, payment, or minimum down payment.

What information do I need to complete the online application?

Your name, phone number, email address and home address, how long you have lived there and your monthly housing payment; your employer, job title, employer phone number, time on the job and monthly income; your down payment; and your date of birth, Social Security number and driver’s-license number. Requirements vary by lender and applicant. Our team will confirm exactly what applies to your situation.

Does submitting the finance application affect my credit score?

It can. When you sign the application, you authorize Korea Auto Group and participating lenders or finance companies to obtain and use your consumer credit reports. If you would rather start without a credit check: Get prequalified in about 2 minutes — no SSN, no credit check

What happens after I submit my finance application?

Korea Auto Group will review the application and contact you. Approval and terms are determined by participating lenders. Review the vehicle, pricing, lender terms, required down payment, and paperwork before signing.

Do I need to pick a car before I apply?

No. If you have not picked a car yet, choose “I’m still shopping” in the application.

Can I apply online if I’m coming from Chicago or the suburbs?

Yes, you can apply from home. Free Uber/Lyft ride to our store from anywhere once your loan is approved. Your ride is not scheduled until Korea Auto Group confirms it.

How is applying online different from getting prequalified?

A prequalification request helps our team understand the vehicle you want, your budget, income basics, and how to contact you. It is an early conversation—not a lender approval, final rate, or guaranteed payment. Use the secure full application only when you are ready to authorize lender review.