More than one possible path
Dealership financing can provide access to more than one participating lender. Each lender uses its own program rules, risk review, vehicle guidelines, and documentation requirements, so available offers may differ.
Credit-union options for prime credit
Korea Auto Group works with participating credit unions that may offer low-rate programs to qualified prime-credit buyers. When a qualifying program is available, advertised APR may be as low as 3.9%.
The actual APR is determined by the participating credit union after reviewing the current application and deal. Credit score and history, income, debts, amount financed, down payment, vehicle value, age and mileage, and loan term can all affect eligibility and pricing. The lowest advertised APR is not available to every buyer or every vehicle, and program availability can change.
Compare the complete offer
Look beyond the monthly payment. Compare the APR, loan length, amount financed, required down payment, finance charge, total of payments, and any optional products before choosing.
A choice is not a promise
Working with multiple lenders can create more opportunities to explore, but it does not guarantee approval or particular terms. Review the written contract carefully and ask questions before signing.