First-time buyers
Understand common documents, down-payment planning, and the steps from application to delivery.
Financing guidance
Every credit story deserves a clear next step
Good credit, rebuilding credit, limited history, or buying for the first time—our team can help you prepare and explore options from participating lenders.
Start where you are
Financing help without the runaround
We explain the process, help you organize the right information, and let participating lenders determine available approvals and terms.
Rebuilding credit
Past credit challenges do not prevent you from asking what options may be available today.
Established credit
Compare the actual terms presented and choose the vehicle and payment structure that fit your plans.
How it works
Three practical steps
Financing is subject to lender review. Korea Auto Group does not promise an approval, rate, payment, or minimum down payment.
Choose a vehicle
Browse current inventory and confirm pricing, mileage, equipment, and availability.
Pick your starting point
Send a no-SSN prequalification request or complete the separate secure credit application.
Review real terms
Compare the vehicle, down payment, APR, term, payment, and lender requirements before signing.
Plan your budget
Try different payment scenarios
The result is an estimate only and does not represent a lender offer.
Estimated monthly payment$333
The payment uses the tax rate, title transfer, and registration estimates entered above. Suggested APRs use Experian Q1 2026 used-car averages; 850 uses Korea Auto Group’s 3.9% qualified credit-union planning rate. Final terms vary. This is not a credit offer.
Discuss financingChoose your next step
Start simple or complete the full application.
Use the path that matches how ready you are today.